/* Praveen Arora Insurance Solutions — starter page. Same system as the full mockup (/workspace/site): IBM Plex Sans only, deep green + small saffron accent. */
@font-face{font-family:"IBM Plex Sans";src:url(../fonts/IBMPlexSans-latin.woff) format("woff");font-style:normal;font-weight:100 700;font-display:swap}
:root{
  --brand:#0E3B2E; --brand-700:#17513F; --brand-50:#EAF0EC;
  --ink:#1D2522; --muted:#4D5753; --line:#D8D5CD; --line-strong:#B9B5AB;
  --bg:#fff; --surface:#F6F4EF; --surface-2:#EEEBE4; --accent:#D9971A;
  --sans:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --gutter:14px; --margin:16px; --maxw:1440px; --radius:8px; --radius-btn:6px; --section:64px;
}
@media (min-width:640px){:root{--gutter:18px;--margin:24px;--section:80px}}
@media (min-width:1024px){:root{--gutter:24px;--margin:32px;--section:96px}}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:400 18px/1.6 var(--sans);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--brand)}
p{margin:0 0 1em}
.wrap{max-width:var(--maxw);margin:0 auto;padding-left:var(--margin);padding-right:var(--margin)}
h1,h2,h3{margin:0;color:var(--ink);text-wrap:balance}
h1,h2{font-weight:600;letter-spacing:-.02em}
h1{font-size:clamp(36px,4.6vw,62px);line-height:1.08}
h2{font-size:clamp(28px,2.8vw,40px);line-height:1.18}
h3{font:600 22px/1.3 var(--sans)}
.small-h{font:600 20px/1.3 var(--sans);letter-spacing:0}
.eyebrow{font:600 14px/1.4 var(--sans);letter-spacing:.06em;text-transform:uppercase;color:var(--brand);margin:0 0 12px}
.lede{font-size:20px;line-height:1.55;color:var(--muted);max-width:46ch}
.section{padding:var(--section) 0}
.sec-head{max-width:66ch;margin-bottom:40px}
.sec-head h2{margin-bottom:16px}
.sec-head p:not(.eyebrow){color:var(--muted);margin:0}

.skip{position:absolute;left:-999px;top:8px;z-index:100;background:var(--brand);color:#fff;padding:10px 14px;border-radius:var(--radius-btn)}
.skip:focus{left:12px}
:focus-visible{outline:3px solid var(--brand);outline-offset:3px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 22px;border-radius:var(--radius-btn);font:600 17px/1.2 var(--sans);text-decoration:none;cursor:pointer;border:1.5px solid transparent;transition:background-color .2s ease,border-color .2s ease}
.btn svg{width:20px;height:20px;flex:none;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linejoin:round}
.btn-lg{min-height:56px;padding:14px 26px;font-size:18px}
.btn-primary{background:var(--brand);color:#fff;border-color:var(--brand)}
.btn-primary:hover{background:var(--brand-700);border-color:var(--brand-700)}
.btn-secondary{background:#fff;color:var(--brand);border-color:var(--brand)}
.btn-secondary:hover{background:var(--brand-50)}
.btn-primary.on-dark{background:#fff;color:var(--brand);border-color:#fff}
.btn-primary.on-dark:hover{background:var(--brand-50)}
.btn-secondary.on-dark{background:transparent;color:#fff;border-color:rgba(255,255,255,.85)}
.btn-secondary.on-dark:hover{background:rgba(255,255,255,.1)}
.btn-group{display:flex;flex-wrap:wrap;gap:10px}
.stars{color:var(--accent)}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* Header */
.topbar{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);min-height:48px}
.brand-mark{display:grid;place-items:center;width:40px;height:40px;border-radius:4px;background:var(--brand);color:#fff;font:600 15px/1 var(--sans)}
.brand-text{display:flex;flex-direction:column}
.brand-name{font:600 18px/1.2 var(--sans)}
.brand-sub{font-size:14px;color:var(--muted);line-height:1.3}

/* Hero: photo on top (mobile), full-bleed with scrim (desktop) */
.hero{background:var(--surface)}
.hero-stage{position:relative;overflow:hidden}
.hero-media{position:relative;aspect-ratio:16/10;background:#24302B;overflow:hidden}
.hero-media img{width:100%;height:100%;object-fit:cover;object-position:50% 40%}
.stock-chip{position:absolute;right:12px;bottom:12px;z-index:2;font:500 12px/1.2 var(--sans);color:#fff;background:rgba(12,20,17,.7);padding:6px 9px;border-radius:4px}
.hero-scrim{display:none}
.hero-text{padding:32px 0 48px;max-width:640px}
.hero h1{margin-bottom:20px;max-width:17ch}
.hero .lede{margin-bottom:28px}
.hours{margin:20px 0 0;font-size:17px;font-weight:600;color:var(--ink)}
@media (min-width:1024px){
  .hero-stage{display:flex;align-items:center;min-height:clamp(560px,calc(100svh - 72px),720px);background:#24302B}
  .hero-media{position:absolute;inset:0;aspect-ratio:auto}
  .hero-scrim{display:block;position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(8,20,15,.84) 0%,rgba(8,20,15,.74) 38%,rgba(8,20,15,.4) 54%,rgba(8,20,15,0) 68%)}
  .hero-stage>.wrap{position:relative;z-index:2;width:100%}
  .hero-text{padding:72px 0;max-width:680px;color:#fff}
  .hero .eyebrow{color:#F3D9A2}
  .hero h1{color:#fff}
  .hero .lede{color:rgba(255,255,255,.92)}
  .hero .hours{color:#fff}
  .hero .btn-primary{background:#fff;color:var(--brand);border-color:#fff}
  .hero .btn-primary:hover{background:var(--brand-50)}
  .hero .btn-secondary{background:transparent;color:#fff;border-color:rgba(255,255,255,.85)}
  .hero .btn-secondary:hover{background:rgba(255,255,255,.12)}
  .hero :focus-visible{outline-color:#fff}
  .stock-chip{right:var(--margin);bottom:20px}
}

/* Services */
.cards{display:grid;grid-template-columns:1fr;gap:var(--gutter)}
@media (min-width:768px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1200px){.cards{grid-template-columns:repeat(4,minmax(0,1fr))}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px}
.card .icon{display:grid;place-items:center;width:72px;height:72px;border-radius:50%;background:var(--brand-50);margin-bottom:24px}
.card .icon svg{width:44px;height:44px;fill:none;stroke:var(--brand);stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
.card h3{margin-bottom:10px}
.card p{font-size:17px;color:var(--muted);margin:0}
.fine{margin:24px 0 0;font-size:15px;color:var(--muted)}

/* Call band */
.band{background:var(--brand);color:#fff;padding:64px 0}
.band .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px 48px}
.band h2{color:#fff;margin-bottom:8px;max-width:24ch}
.band p{margin:0;color:rgba(255,255,255,.9)}
.band :focus-visible{outline-color:#fff}

/* Disclosure + footer */
.disclosure{background:var(--surface);border-top:1px solid var(--line);padding:48px 0}
.disclosure .small-h{margin-bottom:16px}
.disclosure p{font-size:16px;color:var(--muted);max-width:75ch;margin:0}
.footer{border-top:1px solid var(--line);padding:24px 0 32px;font-size:15px;color:var(--muted)}
.footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px 24px}
.footer a{color:var(--muted);display:inline-block;padding:12px 0;margin:-12px 0}

/* About */
.about{background:var(--surface);border-top:1px solid var(--line)}
.about-grid{display:grid;grid-template-columns:1fr;gap:32px;align-items:center}
.about-photo{margin:0;border-radius:var(--radius);overflow:hidden;background:var(--surface-2)}
.about-photo img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover}
.about-text h2{margin-bottom:20px}
.about-text p:not(.eyebrow){color:var(--muted);max-width:56ch;margin-bottom:28px}
@media (min-width:1024px){.about-grid{grid-template-columns:repeat(12,minmax(0,1fr));gap:var(--gutter)}.about-photo{grid-column:1 / span 6}.about-text{grid-column:8 / span 5}}
@media (max-width:767px){.about .btn-group .btn{width:100%}.about .btn-group .btn-secondary{width:100%}}

/* Review */
.review h2{margin-bottom:28px}
.review-card{margin:0;max-width:760px;background:#fff;border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:var(--radius);padding:32px}
.review-stars{margin:0 0 14px;color:var(--accent);font-size:22px;letter-spacing:.12em;line-height:1}
.review-card blockquote{margin:0}
.review-card blockquote p{font-size:20px;line-height:1.55;color:var(--ink);margin:0 0 18px}
.review-card figcaption{font-size:16px;font-weight:600;color:var(--muted)}
.review-more{margin:20px 0 0}
.review-more a{display:inline-block;padding:12px 0;font-weight:600}
@media (max-width:767px){.review-card{padding:24px 20px}.review-card blockquote p{font-size:18px}}

/* Contact lines */
.contact-line{margin:8px 0 0;font-size:16px;color:var(--muted)}
.contact-line a{word-break:break-word}
.about-text p.about-lang{margin-top:-12px;font-weight:500;color:var(--ink)}
.band a{color:#fff}
@media (min-width:1024px){.hero .contact-line{color:rgba(255,255,255,.92)}.hero .contact-line a{color:#fff}}

.mbar{display:none}
.mbar-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.mbar-row .btn{min-height:52px}
.about .btn-group .btn svg{width:20px;height:20px}
@media (max-width:767px){
  body{font-size:17px;padding-bottom:84px}
  .topbar .wrap{min-height:64px}
  .head-call{display:none}
  .lede{font-size:18px}
  .hero .btn-group .btn,.band .btn-group .btn{width:100%}
  .band .btn-group{width:100%}
  .card{padding:24px 20px}
  .mbar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:30;background:#fff;border-top:1px solid var(--line);padding:10px var(--margin) calc(10px + env(safe-area-inset-bottom))}
  .mbar .btn{width:100%}
}